Publikacja:

Digital Payments in India: Exploring Emerging Issues in the Legal and Regulatory Framework

Data

2025
Artykuł
 
cris.legacyid7524
cris.virtual.journalance#PLACEHOLDER_PARENT_METADATA_VALUE#
cris.virtualsource.journalanceff6de15c-793d-460a-a16f-745170980ddb
dc.abstract.plThe expansion and development of the digital payment infrastructure in India’s banking sector have led to a significant increase in the number and value of digital transactions. Yet, such transactions are inherently vulnerable to cybercrime, particularly digital payment fraud. According to a recent report published by the Indian Cybercrime Coordination Centre (I4C), digital financial frauds amounted to ₹1.25 lakh crore over the past three years. Data provided by the National Cybercrime Reporting Portal further indicate that in the year 2023 alone, victims of digital financial fraud incurred losses of at least ₹10,319 crore. This study aims to identify and examine the legal challenges associated with digital payments and their implications while proposing potential strategies to mitigate the existing risks. It also explores measures to enhance fund transfers and payment processes involving the use of digital means.
dc.contributor.affiliationManipal University Jaipur (India)
dc.contributor.affiliationManipal University Jaipur (India)
dc.contributor.affiliationManipal University Jaipur (India)
dc.contributor.authorAdhip Banerjee
dc.contributor.authorMona Mahecha
dc.contributor.authorPranav Mathur
dc.date.accessioned2025-07-25T16:34:41Z
dc.date.available2025-07-25T16:34:41Z
dc.date.issued2025
dc.date.published3/2025
dc.description.issue1
dc.description.physical78–96
dc.description.volume17
dc.identifier.doi10.7206/kp.2080-1084.753
dc.identifier.issn2080-1084
dc.identifier.urihttps://repozytorium.kozminski.edu.pl/handle/item/2767
dc.languageen
dc.relation.ispartofKrytyka Prawa. Niezależne Studia nad Prawem
dc.relation.pages78–96
dc.rightsCC-BY-4.0
dc.subjectfinancial frauds
dc.subjectdigital payments
dc.subjectcybercrime
dc.subjectregulation
dc.subjectfund transfer
dc.subtypeOriginal
dc.title

Digital Payments in India: Exploring Emerging Issues in the Legal and Regulatory Framework

dc.typeArticle
dspace.entity.typePublication